Patron

Rosalind Wright CB QC
is the Chairman of the Fraud Advisory Panel the independent fraud watchdog founded and supported by the Institute of Chartered Accountants in England and Wales. She is also a non-executive director of the Insolvency Service (part of BERR) and is a member and past Chairman of the Supervisory Committee of OLAF, the European Anti-Fraud Office. She is also Vice-President of the Jewish Association for Business Ethics which. amongst its other activities, has developed a terrific curriculum for secondary schools in ethical business and working practices which is taught in over 450 sixth-forms throughout the UK. She is a barrister and a Master of the Bench of Middle Temple and has also been called to the Bar of Northern Ireland. She was made a Companion of the Order of the Bath in the New Year Honours in 2001.

She was formerly the Director of the Serious Fraud Office, from 1997 to April 2003. She was previously general counsel and an executive director for 10 years at the Securities and Futures Authority, one of the principal City financial services regulators. Prior to taking up that appointment, she was an Assistant Director of Public Prosecutions at the DPP’s Department, where she worked for 18 years, after five years in practice at the Bar.

Chairwoman

Toni Sless
Toni Sless is the founder and Chairwoman of the Fraud Women's Network which successfully launched in March 2007. For more than 10 years, Toni has successfully helped financial services companies identify fraud sources and trends, and implement processes and technology to prevent fraud within their organisations.

Toni recently joined Post Office Limited in Commercial Security as Senior Security Programme Manager.

Career Highlights
• Established countless relationships and projects with commercial partners (Intellinx, Dow Jones, Datanomics, World-Check, Dunn & Bradstreet, etc), police forces (The Met, City of London Police, SOCA), regulators and other bodies, as well as MLROs and specialists in most financial services sectors.
• Developed products from scratch such as Garrison (Global Case Management System) for GE Money.
• Trained hundreds of fraud, risk and business managers, including a Europe wide sales team on fraud vulnerabilities and due diligence.
• Project managed employee fraud, account takeover, data compromise, customer authentication, and identity crime projects for UK Payments' members and schemes (Amex, Visa, MasterCard) and for the public sector.
• Produced insider fraud awareness programmes for Bank of America and Wolters Kluwer.
• Helped close down 150 accounts at a bank using Met Police's ID fraud data.
• Wrote business plans to port US Wolters Kluwer and Kroll product to the UK.
• Chaired insider fraud briefing for 80 customers, generating sales leads.
• Created sales materials, newsletters, case studies, and presentations, as well as competitor analysis for Wolters Kluwer, Kroll, GE Money, and Bank of America.
• Won 'Management Award' at GE Money for creating Global Case Management System.
• Won 'Leader Spirit Award' at Bank of America for Fraud Women's Network.

Directors

Katy Worobec
Head of Fraud Control
Cards and Fraud Control Division
UK Payments
Katy has worked at UK Payments, (formerly APACS) for over fifteen years, initially in the Standards Unit. Several years working on card fraud communications followed, including responsibility for the Card Watch fraud prevention campaign. In July 1998 she moved into the Risk Management team, and in 2003 became Head of Risk Management, renamed the Fraud Control Unit in 2005. Her current responsibilities include the various projects and tactical initiatives for Financial Fraud Action UK and The UK Cards Association, and operational aspects such as the Dedicated Cheque and Plastic Crime Unit (including the Payments Industry and Police Joint Intelligence Unit and Fraud Intelligence Sharing System), and the Industry Hot Card File.

Katy is a founder member and Deputy Chair of the Fraud Women's Network (FWN) which was launched in March 2007. The FWN brings women from both the public and private sector within the anti-fraud arena together, providing an opportunity to network, share best practices, information and experience, in order to help tackle the threat from fraud and organised crime.

Financial Fraud Action UK is the new brand under which the financial services industry co-ordinates its activity on fraud, presenting a united front against financial fraud and its effects

The UK Cards Association is the trade body that gives credit, debit and charge card issuers, and merchant acquiring banks a forum where they can work together on non-competitive issues including card fraud. It was formed in April 2009 as the successor body to the APACS Card Payments Group.

UK Payments Administration Ltd is not itself a membership body but the service company providing people, facilities and expertise to the UK payments industry.

Shelley Palmer
Shelley joined MasterCard in 2005 after having managed the fraud and operations department within Switch for the previous 8 years. Prior to this, Shelley worked as a fraud analyst in the Birmingham area for both Document Evidence Ltd and the West Midlands Police Fraud Squad.

Currently working within a small team, Shelley's role sees her creating innovative solutions to close identified fraud gaps, setting the strategic direction for fraud prevention within the Scheme and providing support, consultancy and training to MasterCard customers, Law Enforcement and Retailers in 10 countries across Europe. Shelley also represents MasterCard on various UK and International Committees and is a valued member of the International Association for Financial Crime Investigators (IAFCI).

Kathryn Garbett
Kathryn is a specialist in civil fraud, heads the Firm’s Fraud Defence Group and is renowned for the successful pursuit or defence of serious fraud allegations. The hallmark of her practice is comprehensive strategic advice to anyone facing a civil claim while being investigated at the same time by prosecution agencies, Inland Revenue, regulators or employers.

A testimony to her skills is the number of highly sensitive cases she is called upon to deal with. Some examples that can be mentioned are: advising a City of London banker in defending civil proceedings brought by the Bank to recover substantial bonuses paid by the Bank for alleged misconduct, deceit and breach of contract and in the parallel investigation by the FSA. Kathryn recently led teams of international lawyers in advising several City of London bankers in proceedings brought by the overseas regulators.

She is a director of the Fraud’s Women’s Network (FWN), a co-founder of the Firm’s Criminal Law Panel and has been a Partner since 2004.

Michelle Dixon
Michelle is a B2B marketing manager at Wolters Kluwer Financial Services where she focuses on solutions to prevent Financial Crime. Michelle is responsible for communicating and promoting anti-fraud, compliance and risk solutions to the financial services market. Michelle has built up her knowledge in the marketplace by working closely with compliance managers, risk professionals, fraud managers, convicted fraudsters and key industry bodies. Prior to joining Wolters Kluwer, Michelle worked for 192business where she managed Prove-ID, the UK’s leading CNP fraud forum alongside promoting 192business’ identity verification solutions to the retail, gaming, legal and professional services marketplace.

Steering Committee members

Dee Bain
Dee is a Detective Inspector with 29 year’s service with the Metropolitan Police (MPS). A career detective who has investigated crimes ranging from theft, drug trafficking, street robbery to rape and murder. Dee chose to specialise in fraud investigations and has worked for Scotland Yard’s Specialist and Economic crime Directorate for the past 12 years. During this time she has investigated serious and complex financial crime including investment fraud, also working with the Serious Fraud Office on a joint investigation involving a £16millon investment fraud. Dee has conducted international lines of enquiry working in foreign jurisdictions including Japan, Russia, St Lucia, and the USA. Dee is a qualified financial investigator and expert in Proceeds of Crime Act and money laundering. For the past 5 years Dee has been Operations and Investigations Manager on The Dedicated Cheque and Plastic Crime Unit (DCPCU) investigating Organised crime groups attacking UK payment systems. As well as overseeing the investigations, and being the senior investigator in complex cases, Dee also presents on the work of the unit and advises on best practice to other law enforcement and financial sectors. Dee works closely with industry in identifying emerging trends and threats. She has also chaired workshops with the banking industry in Nigeria, and co presented with the Crown Prosecution Service and Visa to police and judiciary in Poland on best practice in combating ATM crime.

Detective Constable Martina McGrillen
Martina joined Kent Police in 1992.   Following a 2 year probationary period she joined the Intelligence Unit for 1.5 years, then moved to Divisional CID Office where Detective status was gained. During her time in CID and associated Departments Martina gained experience of working in Major Incident Rooms on Murder enquiries as part of the enquiry team and as a Disclosure Officer.    Martina transferred to the City of London Police Economic Crime Department in April 2004.

Johanna Guppy
Johanna is a Freelance Consultant following two years as a Director with Kroll managing a number of high-profile global investigations and a couple of years working independently on business intelligence projects. Johanna began her career in journalism, first at the European bureau of Canada's national financial newspaper The Globe and Mail, then editing a City newsletter, before moving to television as the Assignment Editor creating the news agenda for Bloomberg's five European stations. She speaks a number of European languages and holds a BA in Political Science from Acadia University.

Kate Sibley
Kate joined the City of London Police in April 1987 where she spent two years in uniform. Kate then joined a plain clothes unit, shortly followed by a period in the CID. She then joined the Company Fraud Department (as it was known then), where she spent five years investigating major frauds. From here Kate went to the City Police Cheque and Credit Card Unit where she spent another five years before becoming part of the team that set up the DCPCU.

Angela Gibson
Angela trained in Industry and was Senior Accountant in a £350m turnover company before joining Grant Thornton. Her experience in monthly management reporting, managing accounting teams and control systems in various companies has enabled Angela to effectively investigate corporate fraud, claims in director misfeasance, wrongful trading, and fraudulent trading.
Angela also has experience and an interest in bribery and corruption, grand corruption, and stolen asset recovery for proceeds of crime, with UK and International aspects. Angela has been invited to participate in legal discussion groups, seminar panels and closed workshops regarding war crimes prosecution, pillage, bribery and corruption. Angela’s professional qualifications and memberships: ACCA; BSc (Hons) and MIIA.